Consolidating debt including student loans
See each lender's website with more details on how this figure is calculated.
If a borrower loses their job through no fault of their own, they may be eligible to receive unemployment benefits with some lenders.
With student loan consolidation, you may be able to refinance at a lower interest rate, decrease your monthly payment, or both!
When you apply, most banks and lenders will look at your credit score, annual income, savings, and college degree type (or certificate of enrollment if still in school).
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We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions.
Interest rates may increase or decrease at any time and typically do so based on changes to LIBOR.
Longer terms will typically result in lower monthly payments but at a higher interest rate.
Borrowers may select any term offered by a lender regardless of the current loan term.
Learn more A "soft" credit check allows a lender to check the applicant's credit and provide the applicant with an estimated interest rate without affecting their credit score.
This is unlike a "hard" credit check, which may impact an applicant's credit.
Often, the introductory rate on a variable-rate loan is lower than that of a fixed rate loan, though it has the potential to increase later.